The Contractor Relationship
Property maintenance depends on reliable contractors. A landlord's ability to manage a portfolio efficiently is, in large part, a function of the quality of their contractor network. Finding, vetting, and retaining good tradespeople — plumbers, electricians, builders, gas engineers — is as important as any financial decision in property investment.
The contractor market rewards loyalty and reliability. A landlord who pays promptly, provides clear briefs, and gives recurring work becomes a preferred client. Preferred clients get faster responses, better pricing, and more honest assessments when something is genuinely serious versus merely cosmetic.
Vetting Contractors
Before instructing a contractor for substantive work, verify their qualifications and insurance:
Mandatory checks for regulated trades:
- Gas engineers must be registered on the Gas Safe Register (verifiable online). Working with an unregistered engineer is illegal and invalidates insurance.
- Electricians doing notifiable electrical work must either be registered with a competent persons scheme (NICEIC, NAPIT, or equivalent) or obtain local authority building regulations approval. An EICR from an unqualified person is not compliant.
- Oil heating engineers should hold OFTEC registration.
General checks:
- Public liability insurance (minimum £1 million; £2 million preferable for larger jobs)
- References from other landlords or letting agents — tradespeople used frequently by agents have a proven track record
- Reviews on platforms like Checkatrade or Rated People, discounted for recency bias
Avoid contractors who demand large cash deposits before starting work, are reluctant to provide written quotes, or cannot provide proof of insurance. These are reliable warning signs.
Scoping and Instructing Work
Clear written instructions reduce misunderstandings, protect both parties in a dispute, and create a record for insurance purposes. A proper job scope includes:
- Description of the problem or work required
- Specific materials specified where relevant (e.g., "replace with copper pipework, not plastic push-fit")
- Access arrangements and timing
- Expected completion date
- Agreed price or quote basis (fixed price vs. time and materials)
For larger jobs (above £500–1,000), obtain at least three quotes. For emergency repairs, price comparison is less practical — the priority is resolution. Having a pre-approved emergency contractor for each trade type (plumber, electrician, locksmith) avoids scrambling under pressure.
Managing Costs and Quality
Snagging: after any completed job, inspect the work before final payment. A professional contractor will not object to this. Check that the fix addresses the root cause, not just symptoms. A replaced tap washer that doesn't investigate why the fitting corroded may result in the same call-out within a year.
Callout charges: many tradespeople charge a callout fee that covers the first hour, then an hourly rate. Batching minor repairs into a single visit (all properties or all issues in one address at once) reduces total callout costs.
Trade accounts: once a preferred contractor relationship is established, payment terms can be negotiated — net 14 or net 30 payment rather than immediate cash, which aids cash flow management.