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← The Numbers Behind House Hacking
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Question
How is the net monthly cost of a house hack calculated?
1
Gross rental income minus the deposit amount divided by the number of mortgage years
2
(Mortgage + Property Taxes + Insurance + Maintenance Reserve) minus Rental Income — the effective monthly housing cost after rental offset
3
Mortgage payment minus rental income only, ignoring taxes, insurance, and maintenance
4
Total purchase price divided by expected rental income over 12 months
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