Finance Brain
Courses
Home
Sign in
← Automating Good Decisions
1 / 3
Question
What is the main behavioural advantage of automated monthly contributions over lump-sum or discretionary investing?
1
Monthly contributions attract lower fund management fees
2
They guarantee a higher return than investing at the market bottom each year
3
Monthly contributions are required by HMRC for pension tax relief
4
They remove the "when to invest" decision, preventing recency bias and market timing from keeping investors on the sidelines during attractive buying opportunities
Press 1–4 to pick an answer